WritersReign - Insurance for Writers

Your Question Answered

FROM: Micki R.

Question:

I am trying to discover if I need insurance as a freelance writer specialising in health? Can you help with that? My sister is a writer and recommended you so that’s why I was on your site. I was just worrying what happens if someone follows what you say in a feature and gets ill or something!

Answer:

Hi Micki,

Thanks for your question.

You can get insurance to cover you in such a situation. It's called Professional Indemnity Insurance. Here is a site or two that offer this:

http://www.imaginginsurance.co.uk/writers.html

http://www.q4.com/pi-insurance.html

Do a search on Google for "indemnity insurance for writers" and find some more.

It probably won't be cheap!

As to what you actually say in an article, well you must be circumspect, but I have done a bit of web surfing and find there are lots of articles on health that seem to give advice on myriad illnesses. One writer speaking about hemorrhoids (American spelling) does make the point that "newly detected hemorrhoids should always be medically investigated". http://www.1st-info.org/?a=articles&p=734 So perhaps that is an indication of how to cover yourself.

You don't say whether you have any medical experience or qualification, but if not do you know a medical practitioner who might be willing to vet your article before it goes to the publisher? This would be a reasonable safeguard.

Google "newspaper articles on health issues" or something similar and see what other people are doing.

Self publishing company giving professional advice on how to get a book published with many years experience as non fiction publishers, childrens book publishers and can help publish poetry that touches the heart. They also offer print on demand to avoid the costs of long initial print runs.
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